Step 1
What kind of car do you want?
Start by choosing the body style that fits your life. Each option below gives you a quick sense of what it is best for.
Step 2
What is your budget?
Use a rough budget for now. This helps narrow the search before you start looking at listings.
Why budget matters
A clear budget stops you wasting time on cars you cannot comfortably afford and helps you focus on realistic options.
Estimated range: £800-£1800
Estimated range: £20-£200
This will be used to filter the guide to cars that fit your price range.
Not including fuel costs, service and MOT costs for the first year of ownership
Total cost
£6,320
Step 3
Finding a car that you like
This is a quick brand-level guide to help you narrow things down. It is a starting point, not a final verdict on every model.
Strong starting point
Brands that are often a safe place to begin if you want a dependable shortlist.
Mixed bag
These can be excellent or frustrating depending on the model, engine, and year.
Avoid unless you know what you want
Usually best left for buyers who already know the exact car and ownership costs they are signing up for.
Step 4
Suggested cars
This shows a filtered shortlist based on the body style you picked in step 1. It is curated, not exhaustive.
Step 5
Know what to look for in a listing
Before you arrange a viewing, use the listing to work out whether the car is worth your time and what it might cost to own.
1. In the listing
Look for a full service history
Look for invoices, stamps, or digital records that show the car has been serviced properly and on time.
Check the number of owners
Fewer than five owners is a useful guide. If the car has changed hands several times recently, it could be a sign of expensive faults.
Check the mileage
Cars with more than 100,000 miles can become less reliable, although plenty of well-maintained cars go further than that.
Make sure there are two keys
Replacing a missing key can cost around £100 or more, so check that both keys are included before you buy.
Check the insurance group
The lower the insurance group, the better. As a rough guide, aim for a car in group 20 or below.
Check the road tax
Check how much the car costs to tax and whether the current tax band fits your budget before arranging a viewing.
Look for modifications
Avoid cars with obvious modifications unless you know exactly what has been changed. They can be a sign the car has been driven hard and may cost more to insure.
2. If it is a dealer
Know what protection you get
Dealer sales usually give you more legal protection than a private sale, including rights if the car is not as described, not fit for purpose, or not of satisfactory quality.
Verify the dealer is legitimate
Check the company on the official gov.uk company search before you travel: Companies House search. gov.uk company search
Check the dealer’s reputation
Look at reviews, how long they have been trading, and whether their online details match the forecourt, phone number, and company name.
Be careful with promises to 'sort it later'
If the dealer says they will fix something, make sure it is written down. Verbal promises are easy to forget once the money changes hands.
Use the dealer’s openness as a signal
If they resist basic questions, rush you, or dodge the paperwork, that is a strong sign the car and the seller both need more scrutiny.
3. Check the MOT history
Enter the registration plate to pull the official DVSA MOT record: pass or fail results, mileage readings, and any advisories or defects.
Step 6
Run a history check
Once a listing looks promising, check the car’s history before you go any further. This is where you catch stolen cars, finance problems, write-offs, or other hidden red flags.
Buying a used car? Check its history first.
carVertical scans 1,000+ databases for damage, mileage rollbacks, theft records and ownership changes. Save 20% with code CARCHECKER.
If the report shows the car is stolen, has outstanding finance, has been written off, or has any other major red flag, walk away.
What to watch for
Run a full history check before you go any further
Once a listing looks promising, check the car with a history service such as CarVertical before you test drive it so you do not waste time on a car with hidden problems.
Walk away from serious red flags immediately
If the car is stolen, has finance against it, has been written off, has mileage inconsistencies, or shows any major history problem, do not keep negotiating.
Use the report to verify the story
A good history report should support what the seller told you. If the paperwork, mileage, ownership, or damage history does not line up, assume there is more you do not know.
Keep the dealer or private seller honest
If the seller refuses a history check or gets defensive about it, treat that as a warning sign in itself.
Step 7
Go on the test drive
If the history check looks fine, use the test drive to confirm the car starts cold, drives straight, stops properly, and does not hide an expensive fault.
Consider an independent inspection
You do not have to inspect everything yourself
You can hire an independent mechanic or vehicle inspection service to check the car for you before you buy. Ask the seller if they will allow it, and make any offer conditional on the inspection result. A trained inspector can spot faults that are easy to miss during a viewing or short test drive.
Before you book
Confirm the seller agrees and check what the inspection includes.
Ask for a report
Use the findings to request repairs or renegotiate the price.
Pause if refused
A seller who will not allow reasonable checks is a warning sign.
Take it with you
Your test-drive PDF
A print-friendly checklist for the day: what to inspect first, what to test on the road, and the questions worth asking before you make an offer.
01
Inspect
Walkaround and cabin checks
02
Drive
Road, brakes, and controls
03
Ask
Questions before you agree
Highlighted questions
- Can I see the car start from cold?
- What work has it needed recently?
- Is anything due soon, such as a service, tyres, or brakes?
- Can I take it for an independent inspection?
Run the MOT lookup in Step 5.3 first so the PDF can personalise its warnings.
Your choice so far